*{padding:0;
margin:0;
}
body {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	text-align: center;
}

#contout {
	padding: 0px;
	height: auto;
	width: 100%;
	margin-top: 100px;
	margin-right: auto;
	margin-bottom: 0px;
	margin-left: auto;
	background-attachment: scroll;
	background-image: url(../graphik/banblue01_bg.jpg);
	background-repeat: repeat-x;
	background-position: left bottom;
}
#adr {
	padding: 0px;
	height: auto;
	width: 1000px;
	margin-top: 10px;
	margin-right: auto;
	margin-bottom: 0px;
	margin-left: auto;
}

#banout {
	padding: 0px;
	height: auto;
	width: 100%;
	margin-top: 0px;
	margin-right: auto;
	margin-bottom: 0px;
	margin-left: auto;
}
#banin {
	padding: 0px;
	height: 180px;
	width: 1000px;
	margin-top: 0px;
	margin-right: auto;
	margin-bottom: 0px;
	margin-left: auto;
	background-attachment: scroll;
	background-image: url(../graphik/rubin_banner-blue01.jpg);
	background-repeat: no-repeat;
	background-position: left bottom;
}
h3 {
	font-size: 1.2em;
	color: #232D84;
	font-weight: bold;
	margin: 4px;
	padding: 4px;
}
h2 {
	margin: 0px;
	padding: 4px;
}
a:link {
	text-decoration: none;
	color: #222D89;
	border: 1px solid #CCC;
	padding-top: 2px;
	padding-right: 25px;
	padding-bottom: 2px;
	padding-left: 25px;
	margin: 0px;
}
a:visited {
	text-decoration: none;
	color: #222D89;
	border: 1px solid #CCC;
	padding-top: 2px;
	padding-right: 25px;
	padding-bottom: 2px;
	padding-left: 25px;
	margin: 0px;
}
a:hover {
	text-decoration: none;
	color: #666;
	border: 1px solid #252C84;
	padding-top: 2px;
	padding-right: 25px;
	padding-bottom: 2px;
	padding-left: 25px;
	margin: 0px;
}

#kon {
	padding: 0px;
	height: 26px;
	width: 150px;
	margin-top: 10px;
	margin-right: auto;
	margin-bottom: 10px;
	margin-left: auto;
}